Application Pre-qualification
Please fill out the form below in order for us to see if you are eligible to apply for our 4-in-1 package.
LOANS PERIOD AND TERM OFFERED BY CREDIT PROVIDERS
Minimum loan offered R3000
Maximum loan offered R150 000
Minimum loan period 6 months
Maximum loan period 48 months
Please note that all our lenders are registered with the NCR. See the below guidelines when applying for a loan:
ANNUAL PERCENTAGE RATES
(unsecured credit transactions) Initiation fees: R150 per agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000 Interest rates :RR X 2.2 + 20% per year.Maximum APR = (RR x 1.7) + 15% per yearIMPLICATIONS OF NON PAYMENTS
It is important however that you repay the loan on the agreed date. On the repayment date the lender will try to collect the full amount from your bank account. If this is unsuccessful due to you not having sufficient funds in your account, the lender will make subsequent attempts to collect all or part of the money. If you are likely to experience any issues with repayment it is important to contact the lender as soon as possible.If no resolution has been found the next step is to pass your account to a debt collection agency where additional fees may be encountered.RENEWAL POLICY
Lenders permits a second loan only after three successful payments.Illustrative example on an 12 month CASH LOAN:
Loan amount: R100 000
Term: 24 month
Initiation Fee: R150
Services Fee: R57
Interest: 28.00%
Total Instalment: R6 078
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